- Mr Plane Guy
- Mar 27
- 5 min read
Updated: Mar 29
Forget the Bureau de Change, Get This Amazing Travel Money Card Instead!
Hilton Honors Debit Card – Now 50% Off for a Limited Time!
By Flight Expert Mr Plane Guy
Disclosure: This post contains affiliate links. If you sign up for a Hilton Honors Travel Debit Card through my link, I may receive a small commission at no extra cost to you. This helps support my travel blog and allows me to continue creating useful content. Thank you for your support!
Important: I am not a financial expert, and this article is for informational purposes only. Always do your own research and consider your financial situation before making any decisions about financial products.
If you’re still using a bureau de change to exchange your holiday money or relying on a traditional bank card for foreign transactions, it’s time to upgrade your travel game. The Hilton Honors Debit Card is a game-changer for travellers, offering amazing perks, low foreign exchange fees, and the ability to earn Hilton Honors points on everyday spending. And the best part? It’s currently 50% off for the first year – just £30 instead of £60 if you sign up before 30 April!
So, if you want to ditch the hassle of pre-loading travel cards, avoid expensive FX fees, and earn rewards towards free Hilton stays, keep reading for the full breakdown of why this could be the best travel money card for you.
Why Should You Consider a Travel Money Card Instead of a Bureau de Change?
We’ve all been there – standing in line at a bureau de change, stressing over exchange rates, and wondering if we’re getting ripped off. Traditional travel money services often come with:
❌ Poor exchange rates You rarely get the best rate compared to using a travel-friendly debit card.
❌ Hidden fees Some bureaus charge commission or add-on fees that aren’t always transparent.
❌ Risk of carrying cash Walking around with large amounts of cash isn’t the safest option.
❌ Hassle of returning unused currency Ever found yourself stuck with foreign coins you can’t exchange back?
A travel money card like the Hilton Honors Debit Card eliminates all of these issues. Instead of worrying about where to get the best exchange rate, this contactless debit card links directly to your bank account and applies competitive FX rates when you spend abroad. No need to preload money or carry cash – just tap and go!
What Makes the Hilton Honors Debit Card Special?
Unlike prepaid travel cards, the Hilton Honors Debit Card works just like your regular bank card, but with travel-friendly perks. Here’s why I think it’s one of the best travel money cards out there:
✔ No need to preload funds Your card is linked to your current account, so you don’t have to top it up before you travel.
✔ Earn Hilton Honors points on every transaction Get rewarded for your everyday spending!
✔ Low FX fees Save money on currency conversion.
✔ Instant Hilton Honors status Get Silver or Gold Elite status just for holding the card.
✔ Generous sign-up bonus Earn 2,500 Hilton Honors points when you meet the spending requirement.
✔ Works globally Use it anywhere Mastercard is accepted, just like your regular debit card.
Hilton Honors Debit Card vs. Hilton Honors Plus Debit Card
Hilton offers two debit card options, depending on how much you travel and what perks you want:
1. Hilton Honors Debit Card – Now 50% Off!
💳 Annual Fee: £30 for the first year (then £60)
🏨 Hilton Status: Silver (as long as you hold the card)
🌍 Foreign Currency Fees: 0.5% per transaction
💰 Point Earning Rates:
1 point per £1 spent in the UK
2 points per £1 at Hilton properties in the UK
2 points per £1 in foreign currency
3 points per £1 at Hilton properties abroad🎁 Sign-Up Bonus: 2,500 Hilton Honors points (when you spend £1,000 at home or abroad within 3 months)
👉 Best for: Occasional travellers who want a travel-friendly debit card without high fees.
2. Hilton Honors Plus Debit Card – Best for Frequent Travellers
💳 Annual Fee: £150
🏨 Hilton Status: Gold (as long as you hold the card)
🌍 Foreign Currency Fees: 0% per transaction
💰 Point Earning Rates:
1.5 points per £1 spent in the UK
3 points per £1 at Hilton properties in the UK
3 points per £1 in foreign currency
4.5 points per £1 at Hilton properties abroad
Sign-Up Bonus: 10,000 Hilton Honors points (when you spend £2,500 in foreign currency within 6 months)
👉 Best for: Frequent Hilton guests and travellers who want Gold Elite status, free breakfast, and 0% FX fees.
How Do You Get the Best Exchange Rate with This Card?
One of the biggest travel headaches is getting the best exchange rate. If you rely on your bank’s debit or credit card, you could be paying up to 3% in hidden fees every time you spend abroad! If you use a bureau de change, you’re often stuck with poor rates and extra fees.
With the Hilton Honors Debit Card, you get a real-time exchange rate with low fees:
Standard card: 0.5% FX fee – far cheaper than most UK banks.
Plus card: 0% FX fee – ideal for regular travellers!
This means you don’t need to worry about whether you’re getting a good deal – you’ll always get a competitive rate without hidden charges.
Who Should Get the Hilton Honors Debit Card?
✅ Frequent Hilton Guests – If you stay at Hilton hotels, the Plus card’s Gold status gives you free breakfast, upgrades, and extra points.
✅ Business Travellers – Low or zero FX fees make it perfect for those who spend abroad frequently.
✅ Holidaymakers – With the first-year fee discounted to just £30, it’s cheaper than most prepaid travel cards while offering better perks.
✅ Budget-Conscious Travellers – If you’re paying FX fees on your current debit/credit card, this can save you money.
✅ Those Without Credit Cards – Since it’s a debit card, you don’t need to worry about credit checks or minimum income requirements.
❌ Who Should Skip It?
If you rarely travel, the benefits may not justify the fee.
If you just need a card for foreign cash withdrawals, you might prefer a dedicated currency card.
Final Thoughts: Is This the Best Travel Money Card for You?
So, is the Hilton Honors Debit Card worth it? If you want to earn rewards, avoid high FX fees, and enjoy Hilton perks, the answer is YES – especially with the current 50% discount!
📢 Act fast – this deal ends 30 April!
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Hey, I’m Paul a professional jet-setter and all-around plane travel pro. After 15 years working in and around planes, I became a flight delay expert at a London Airport and mastered plane travel hacks, a PLANE flight expert with BIG travel plans but small carry-on.
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