You’ll earn instant Hilton Honors Gold status, 15,000 Bonus Points, and 15 Elite Qualifying Nights when you spend £4,500 within three months of card membership.Offer ends 18 November 2025 so if you’ve been sitting on the runway, now’s the time to take off. And unlike a prepaid card, this isn’t something you top up. It runs alongside your Monzo or Chase travel debit card but with better foreign-exchange rates and no foreign transaction fees.